The First of the Eight Ways to Budget — The No-Budget Budget Most people who believe that they entirely lack the budgeting gene stick to an informal sort […]

Point #1 to consider when deciding on how much to include in your personal budget for spending on vacations is that this is an optional spending category. You […]

Point #1 re spending on transportation — Used cars are a steal. In May 2000, my wife and I purchased a 1991 Volvo with 100,000 miles on it. […]

Suggestion #1 re Spending on Food — Keep a Price Book A Price Book is a self-prepared listing of the foods you buy that notes the highest price […]

Consideration #1 re spending on education — The long-term payoff can be huge Educational accomplishments open doors. Well-considered education spending provides a greater long-term return than just about […]

The first new idea for controlling holiday spending is to enter an agreement with your spouse not to exchange presents but instead to spend a smaller amount of […]

Financial life planning is a hot idea. For good reason. The key to success with a money management plan is achieving an integration of life, work, and money […]

“Paying off the Mortgage Early”–it’s an idea with obvious appeal, but not one that many middle-class workers pursue. The reality is that it’s often a better idea than […]

David Bach argues in his book The Automatic Millionaire that budgets are not generally such a hot idea. I don’t agree. But I do very much like the argument that […]

I’ve made a decision. I need to give more to charity. My concern about how much I give is voiced in an indirect way on Page 221 of […]