Valuation-Informed Indexing is the approach to investing that I developed as a result of my mid-1990s research into what the historical stock-return data says about how to invest […]

Saving and investing go together like a horse and carriage because frugality always matters. My posting days at the Retire Early boards can be divided neatly into two […]

Question #1 about the Purpose of Money — Why Save? The usual answer is “to finance your old-age retirement.” That’s not a good answer. If your old-age retirement […]

This article briefly describes the most important of the new money ideas developed during the first six years of discussions held at the various Financial Freedom Community discussion […]

#1 of 20 Dangerous Money Myths — It’s Always a Good Idea to Hold a Mortgage Mortgages serve a good purpose. They allow you to own a home […]

This article offers brief descriptions of money management advice offered at this site that is generally not offered elsewhere. Please use the Site Search tool at the bottom […]

Reality #1 of Investing Today — We are Poorly Informed About the Basics. Discussion boards permit us to learn things about investing that we couldn’t learn from books […]

I’m building an army of some tough sons of bitches. I’m recruiting my army from the orphanages.And if a shooting star goes by, — Dylan, “Thunder on the […]

The Quest for Authenticity in a World of “Plastics” The first of my ten favorite Financial Freedom Movies is The Graduate. The same thing that drives me to […]

I founded the Financial Freedom Community in December 1999 to serve as a means for middle-class workers to learn how to overcome paycheck dependence. Links to the ten […]